Percents
Release Date: September 14
Welcome to Percents! Designed for students in Grades 4–9, this Modular Math unit takes learners from the basics of connecting fractions, decimals, and percentages to confidently applying percents in real-world situations. As students progress, they’ll explore discounts, taxes, interest, mixtures, budgets, percent change, growth and decay, and eventually algebraic relationships and data analysis.
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Percents
Foundations
Module 1
- What is a percent?
- Think "how many out of 100?"
- When the total is 100, the number of items becomes a percent
- Practice finding the percentage of each color jellybean
- Practice writing given numbers as percentages
- Find the answers to percentage questions based on the given information
- Flip a coin 100 times and record the percentages
- Bible: Romans 12:4–6
- Every person is an important part of the Church
Module 2
- Finding 1% and 10% of a number
- For 10%, move the decimal one place to the left
- For 1%, move the decimal two places to the left
- Dividing by 10 finds 10%
- Dividing by 100 finds 1%
- Practice finding 10% and 1% of given numbers
- Solve word problems using what was taught in this lesson
- Bible: Leviticus 27:30
- Tithing is 10% of income given to God; God wants us to joyfully tithe
- Complete the table with percentages
- Identify the dollar amount of each percent
Module 3
- Finding 5%, 25%, and 50% of a number
- To find 50%, divide by 2
- To find 25%, divide by 4
- To find 5%, move the decimal one place to the left and divide that amount in half
- Practice calculating 50% and 25% off
- Find 5% of a number
- Solve word problems by taking 50%, 25%, or 5% off
- Bible: Mark 12:41–44
- God evaluates generosity differently than we do
Module 4
- Showing percents on grids and bars
- Use a graph to show a percent
- Use a bar to show a percent
- Fill in a bar and answer the questions
- Use graphs to solve word problems
- Use bars to solve word problems
- Bible: John 15:5, Matthew 13:3–9, Matthew 13:31–32, Matthew 7:24–27
- Jesus uses images to help us picture what He tells us
Module 5
- Percents of 100 and 200
- When a total doubles, the percent is cut in half
- When parts double and the whole stays the same, the percentage doubles too
- Find percentages in word problems
- Practice finding percentages of 100 and 200
- Bible: 1 Samuel 16:7
- God sees the whole picture
Module 6
- Finding the percentage of a group
- Use calculators to find the percentage of a group
- Learn steps to find the percentage of a group
- Multiply decimals by 100 to make a percent
- Follow steps to solve for percentage
- Turn division problems into decimals and percentages
- Solve word problems that require finding percentages
- Put the steps for finding percentages of a group in order
- Bible: Luke 15:7
- You are more than just a tiny percent; each person matters to God
Module 7
- Finding part using a percent
- Two ways to solve: finding 10% or converting to a decimal and multiplying
- Practice solving by finding 10%
- Use a calculator to find part of a percent
- Solve word problems by finding part of a percent
- Bible: Romans 12:2
- God calls us to think differently
Module 8
- Finding the whole using a percent
- Think about the relationship between the number given and 100%
- Practice finding the total number based on the percentage given
- Practice multiplying the number by something to get 100
- Answer questions from a word problem
- Complete a picture by adding to it to make 100%
- Bible: Matthew 22:37
- Give 100% of yourself to God
Module 9
- Estimating with benchmark percents
- 0%, 25%, 50%, 75%, 100% as benchmarks
- Identify 50% on a battery icon
- Label benchmark percentages on a gas gauge
- Color glasses to represent given percentages
- Explain how to estimate based on benchmarks
- Bible: Proverbs 3:5–6
- God's Word is the reliable standard
Module 10
- Comparing two percents
- The goal is to interpret what the numbers are describing and use them to make a fair comparison
- Compare the percent to how much of 100%; don't compare the percentages to one another
- Compare remainders of two pies to see which was more popular
- Use greater than and less than symbols to compare percentages
- Use greater than and less than symbols to compare percents out of 100
- Solve word problems using comparing rules learned in this lesson
- Bible: 1 Thessalonians 3:12
- Spiritual growth should not stay the same
Step 1
Module 1
- Turning decimals into percents
- Divide the two numbers and then move the decimal two places to the right to get a percentage
- Practice writing the equivalent percent for each decimal
- Identify if conversions match
- Order percentages from least to greatest
- Solve word problems by finding the percentage
- Bible: Mark 12:30
- God wants 100% of our love
Module 2
- Turning percents into decimals
- Divide by 100 (move the decimal two places to the left) to turn percents into decimals
- Fill in any empty space with zeros
- Write equivalent decimals for given percentages
- Identify if conversions are correct
- Convert percents into decimals and order from least to greatest
- Solve word problems by converting percents to decimals
- Explain how to convert a percent into a decimal
- Bible: Job 8:7
- Small beginnings are not wasted
Module 3
- Turning fractions into percents
- Different ways to show the same amounts
- Turn a fraction into a percent by dividing the numerator by the denominator, then move the decimal point two places to the right
- Practice setting up fractions in a division problem
- Use a calculator to solve
- Identify errors and correct them
- Convert fractions into percentages
- Solve word problems by finding the percentage
- Identify if a fraction is more or less than 50%
- Bible: Luke 17:15–16
- Be like the 10% in this story who show gratitude
Module 4
- Turning percents into fractions
- Write fractions as a percent over 100
- Simplify if needed by dividing the numerator and the denominator by the greatest common factor
- Common factors can be used, but require additional steps
- Write each percent as a fraction over 100
- Use the greatest common factor to simplify given fractions
- Solve word problems involving conversions between percents to fractions
- Bible: Ephesians 5:15
- Daily wisdom comes from careful thinking; pay attention to the way we live and the choices we make
Module 5
- Percent of a whole number
- Steps to solve: change the percent into a decimal, then multiply the decimal by the given number
- Review decimal multiplication steps, including how to place the decimal in the answer
- Calculate computation problems
- Identify and explain the error in the worked examples
- Solve word problems involving the percent of a number
- Bible: 1 Peter 4:10, Hebrews 13:16, Proverbs 11:25, Luke 3:11
- God blesses us, so we should use our blessings to help others
Module 6
- Finding a percent
- Relate percents to goal setting and knowing how far you are toward a goal
- Steps to find a percent of a whole number
- Benchmark percentages 10%, 25%, 50%, and 75% help us estimate
- Solve computation and word problems to determine the percent of a whole number
- Bible: Proverbs 16:3
- Our plans should not depend on our strength alone; we should commit our work to the Lord
Module 7
- Calculating the whole
- Given part and percent, calculate the whole
- Part = percent x whole
- Divide both sides by percent (written as a decimal)
- Practice writing equations from given scenarios
- Calculate the whole in word problems
- Bible: Ephesians 2:8–9
- God gives us a free gift, eternal life; it's a gift of grace
Module 8
- Sale prices with percents
- Using the equation part = percent x whole, we can work backward to find the whole
- Use inverse operations to isolate the variable and find the discount
- Calculate the cost of an item after a sale percentage is applied, then subtract that from the original price to find the discounted price
- Solve computation and word problems
- Bible: Proverbs 21:5
- Esau gave up his birthright for stew; he was hasty with his decision
- God calls us to plan diligently
Module 9
- Percents in charts and tables
- Weather forecasts use percentages to help us make plans for the day
- Often use percentages to show how likely it is to rain
- Compare percentages; for example, rain is more likely with a 70% chance than with a 20% chance
- Analyze and compare percentages on tables and graphs
- Bible: James 1:22
- Do not just listen to the Word, apply it; merely understanding the Word is only part of our calling
Module 10
- Using percents to track progress
- The formula: part = percent x whole can be used to solve different types of problems
- Solve for the part or the percent given different word problems
- Missing part means multiply
- Missing percent means divide (then multiply by 100)
- Bible: Philippians 3:14
- Jesus is the prize; making progress might seem slow, but piece by piece our faith grows when our understanding of Christ deepens
Step 2
Module 1
- Using the percent equation
- Formula: part = percent x whole
- Part is the amount we are solving for
- Percent is changed to a decimal
- Whole represents the starting total
- Plug information into the equation
- Apply topic to other contexts, not just money and taxes
- Examples include books, miles hiked, and gift cards used
- Calculate for the missing part when given the whole and the percentage.
- Bible: Romans 13:1
- Let every person be subject to the governing authority; paying taxes supports services and systems that help the community
- Those in leadership have been instituted by God
Module 2
- Using the 1% method
- Building on previous knowledge of formula part = percent x whole to solve for 1% of the total, and then building back up to the answer wanted
- Real-life example: goal setting and fundraising
- Steps to solving
- Solve for 100% of given word problems and scenarios
- Bible: Luke 16:10
- One who is faithful with little is faithful with much
Module 3
- Finding percents with decimals
- Real-life examples are often seen in concentrations
- Using formula part = percent x whole to solve for missing parts
- Benchmark percentages can help to confirm the answer
- Solve word problems involving percents of decimals
- Bible: 1 Corinthians 12:12
- One body has many members
Module 4
- Finding percents of fractions
- Similar to finding a part of a part
- Given a fraction, we can find the percent of that fraction by multiplying
- Steps to solve: convert, multiply, simplify
- Real-life examples include hiking, reading, and gardening
- Solve one-step and two-step word problems
- Bible: Matthew 10:30
- Even the hairs on your head are numbered; every small percent or fraction of our lives matters to God
Module 5
- Finding percent increase
- Define percent change
- Formula = (new - original) ÷ original x 100
- Real-life examples include increases in income, savings, points scored, attendance, battery life, and pages read
- Solve word problems given real-life scenarios
- Create your own word problem and solve it
- Bible: 2 Peter 3:18
- Growth doesn't always feel dramatic; sometimes it's a small step in the right direction; grow in the grace and knowledge of our Lord
Module 6
- Finding percent decrease
- Connects to items on sale: 75% off means only paying for 25% of the original
- The formula to solve is P = (new amount - original amount) / original amount x 100
- Other real-life scenarios: temperatures, time, ingredients, and attendance rates
- Solve word problems involving percent decrease
- Bible: Proverbs 4:25–27
- Give careful thought to the path for your feet; keep your foot from evil
- Small decisions help shape us over time; growth happens little by little
Module 7
- Discount and tax
- Given a price, a discount, and the tax rate, calculate the cost
- Note the importance of solving in the correct order
- Follow the steps to solve for the price of 3 items with the same discount and tax rate
- Bible: Proverbs 3:5–6
- Trust in the Lord with all your heart
- Focusing on one step at a time brings clarity; God doesn't ask us to have everything figured out
Module 8
- Markup and markdown
- Define markup and markdown
- Use examples of 25% and 50% markups to see how a price is affected
- Discuss how markups help sellers earn money and how markdowns can help items sell faster while recovering costs or preserving profit
- Real-life example: compare 2 sellers with different markups and different amounts sold
- Calculate the markdown percent and price in various word problems
- Bible: Hebrews 12:1
- Holding on to what we don't need can slow us down; lay aside every weight
Module 9
- Simple interest
- Borrowing money can come with a cost: interest
- Define interest and principal
- Calculate interest and add it to the principal to find the total amount to repay
- Calculate the total when given the amount borrowed and the interest rate
- Solve several word problems involving simple interest
- Bible: Proverbs 22:7
- The borrower is the slave to the lender
Module 10
- Percents in circle graphs
- Pie charts (circle graphs) show a whole broken into parts
- All parts = 100%
- If a part is missing, solve by adding all the percents we know and then subtracting from 100
- Estimating can also help us determine parts of a graph
- Solve for missing percentages in a pie chart
- Fill in labels on circle graphs using the information given
- Bible: Mark 12:30
- Our lives are divided just like a pie chart; God wants our 100%
Step 3
Module 1
- Using percent multipliers
- Multipliers make some multistep problems easier by multiplying a factor by the whole
- Create a multiplier by adding to or subtracting from 1
- Increase multipliers are greater than 1
- Decrease multipliers are less than 1
- Determine the multipliers in the given situation
- Solve computation problems and word problems
- Real-world applications include points on a test and the costs of items
- Bible: Matthew 7:13–14
- Not all shortcuts lead to the right path; narrow is the gate; a wide way leads to destruction
Module 2
- Calculating discounts
- Stacked discounts have to be applied separately and in the right order
- Observe what happens when discounts are applied correctly (one discount at a time) and when they are applied incorrectly (percents added then applied)
- Determine the cost of various items given two discounts
- Bible: Ephesians 2:8–9
- Discounts are often earned; grace is not; we are given it freely through Jesus's sacrifice
Module 3
- Finding the original price
- Working backwards using the formula original price = sale price ÷ (1 - discount rate)
- Calculate the original price by filling in the blanks and creating a formula from word problems
- Bible: 1 Corinthians 7:23a
- You were bought with a price; Jesus didn't pay a discounted price for our sins, He paid it all
Module 4
- Finding a percent error
- Errors happen, but sometimes there is an allowance for mistakes
- Use the absolute difference between the target and actual values, divide by the actual value, and multiply by 100
- Real-world examples include building materials, weight on a scale, temperature, and various length measurements
- Bible: John 17:17
- God is steady, and His truth does not change
- Your word is truth
Module 5
- Finding percent difference
- Define percent difference as the relationship between two values
- Two methods to solve: 1) an all-in-one formula and 2) a simplified formula
- Calculate problems using both formulas
- Find the difference and average of two prices, then calculate the percent difference
- Solve word problems involving solving for the percent difference
- Bible: James 1:5
- If anyone lacks wisdom, ask God
- God can bring wisdom to all situations, not just in spending
Module 6
- Tax and tip
- Use a receipt to look at a real-world example
- Calculate sales tax, tip, and totals in word problems and real-life scenarios
- Using the given scenarios, determine the tax amount, tip amount, and total cost
- Use multipliers to make some steps easier
- Bible: Luke 6:38
- Give, and it will be given to you; God reminds us that giving is about our hearts, not obligation
Module 7
- Earning commission
- Earning commission is defined as earning money based on sales
- To determine commission, find a percent of the sales amount by multiplying sales by the commission rate
- Can estimate by finding 1% and building up
- Calculate the commission earned in various real-world examples, such as selling clothing, homes, and cars
- Bible: Proverbs 11:1
- A false balance is an abomination to the Lord
Module 8
- Exponential growth
- Growth that occurs at the same rate, but builds quickly because it builds on itself
- Example: followers on social media
- Multipliers can help us condense steps to solve more quickly
- To calculate, multiply the starting amount by the multiplier to the power of the time
- Calculate computation problems involving exponential growth
- Complete a table to show growth over time
- Bible: John 15:5
- Real lasting growth comes from staying connected to God, "the vine"
Module 9
- Percents as a rate
- Compare part to whole or part to part
- GCF used to simplify rates
- Determine if rates can be simplified
- Convert percents to a rate and simplify within computation problems and word problems
- Bible: Ecclesiastes 4:6
- It is better to have less but have peace
Module 10
- Mixing percents
- For example, 20% juice from concentrate means 80% is water
- 20:80 simplified is 1:4, meaning that for every 1 part juice, there are 4 parts water
- Given a percent, write a ratio
- Calculate the ratio from computation and word problems
- Bible: 1 Corinthians 15:33
- Choices can sometimes change the outcome more than we expect
Step 4
Module 1
- Write percent statements as equations
- Review gross pay, withholdings, and net pay
- Use formula for calculations: part = percent x whole
- Knowing the percent (withholding) and the total, we can calculate the amount that is taken out
- Calculate the amount withheld given different word problem scenarios
- Compare two gross paychecks with different withholding percentages to determine who has the higher take-home pay.
- Bible: Matthew 22:21
- Give back to Caesar what is Caesar's; taxes aren't fun to pay, but Jesus explains the importance of respecting that authority
Module 2
- Finding gross pay
- Review withholding, gross pay, and net pay
- Use the formula part = percent × whole to find a missing value by substituting known information and isolating the variable
- Real-world examples include paychecks and earnings
- Bible: Philippians 4:11–12
- Be content in every circumstance and give thanks
Module 3
- Percent change with variables
- Percent changes can increase or decrease
- Steps: find the change, divide by the original, then convert to a percent
- Formula: (new value - old value) ÷ old value x 100
- Isolate the variable in equations
- Calculate word problems involving percent change
- Bible: Hebrews 2:1
- Pay close attention to what you have heard
- It is easy to drift away from God's Word; focus on being intentional
Module 4
- Multistep discount and tax problems
- Given the cost of an item's original price, discount, and the tax rate, calculate the price
- Steps: find the discount amount, subtract it from the original, find the tax amount, and add it to the sale price
- Note the importance of working on these problems in the correct order: tax comes at the end, after the discount is applied
- Calculate word problems involving purchasing and determining the price
- Bible: Matthew 6:33
- Seek first the kingdom of God
- Putting God first doesn't mean everything comes easy, but it does mean that our lives are grounded in what really matters
Module 5
- Using multipliers for increases and decreases
- Reference back to the steps to solve for a percent increase
- Define multipliers and how they can be used to save time and steps
- Increase = multiplier greater than 1
- Decrease = multiplier less than 1
- Identify multipliers in the given scenario
- Use multipliers to solve word problems involving real-life scenarios related to prices rising or falling, and then the tax rate
- Bible: Proverbs 4:5
- Get wisdom, get insight
- God isn't just interested in what we do or how much of the Bible we can recite; He wants us to understand what it means to follow His instruction
Module 6
- Percents in data tables
- When interpreting survey results, percents can help us organize
- Table percentages will equal 100%, regardless of the number surveyed
- Ask questions to better understand what the data is telling us
- Real-life examples include planning for a pizza party, a service project idea, and activities
- Answer questions based on data; answers vary because they will explain individual thinking
- Bible: Philippians 2:4
- Look not only at your interest, but also the interest of others
Module 7
- Percent error and tolerance
- Perfection rarely happens; the difference between the actual value and the target value is the tolerance
- Formula: |target - actual| ÷ target x 100
- Calculate for ranges of acceptable measurements
- Complete the formula for percent error
- Solve for ranges of acceptable answers in given scenarios
- Create and solve formulas to find percent tolerance
- Bible: Romans 3:23
- Everyone makes errors, and we have all fallen short; all have sinned
Module 8
- Dollar vs. percent change
- Real-life example comparing coupons to get a better deal
- A dollar-off coupon takes the same dollar amount off each time
- A percent off gives a different discount depending on the price
- Compare totals after discount using <, >, or =
- Follow steps to identify the point where coupons are equal in savings
- Bible: Galatians 6:4
- Instead of looking at what others are doing, we are called to pay attention to what God is doing in us
Module 9
- Scales with percents
- Real-life examples include maps, billboards, and print shops
- Use examples of an invitation scaled down by a percentage and scaled to a percentage to distinguish the difference
- Write equations given measurements and increase or reduction percentage
- Solve word problems involving real-world scenarios about fliers and room designs
- Bible: Luke 14:28
- When wanting to build a tower, count the cost; God wants us to think and pray when making decisions so we can be more aligned with His will
Module 10
- Setting percent goals
- Percentages help us set clear, realistic, and measurable goals
- Calculate a new goal given an amount (like previous money raised or miles run) and a percentage
- After calculating the new goal, analyze to determine the reasonableness of the goal
- Bible: Proverbs 16:9
- Man plans, but the Lord establishes his steps; goals are good and beneficial, but we still have to trust God because He always knows what the future holds
Step 5
Module 1
- Modeling growth and decay
- Future value formula
- Practice plugging in given information to the future value formula
- Write equations for given information and solve
- Write equations for decay and solve
- Solve word problems by solving for growth or decay
- Bible: 2 Peter 3:18
- Decisions build on one another, but growth isn't perfect
Module 2
- Compound interest
- Simple interest stays the same because it is based on the original amount
- Compound interest is interest earning interest
- Formula for calculating compound interest
- Not all compound interest is the same
- Use the given numbers to set up the formula
- Calculate the compound interest
- Determine the better of two choices
- Explain what each variable in the formula means
- Bible: 1 Corinthians 10:23
- Even if something is not sinful, it still may not be the best choice
Module 3
- Depreciation
- A decrease in value over time is called depreciation
- Use the same formula as for decay
- Apply the decrease to the new value each year, not the original price
- Not everything depreciates
- Identify the correct equation to use to solve a problem
- Calculate depreciation to solve word problems
- Bible: Matthew 6:19–20
- Focus your heart on things that last forever and don't lose value
Module 4
- Inflation
- Value increases over time
- Example of inflation after 1, 3, and 10 years
- Same formula as growth
- Solve word problems involving inflation
- Calculate the percent of inflation given 2 prices
- Bible: Matthew 6:31–33
- Increases can bring anxiousness, but the Bible tells us that God knows all our needs
Module 5
- Combining percent changes with multipliers
- Identify multipliers in a given context
- Multiply to find the new amount
- Apply the topic critically to real-life examples
- Define gross and net pay
- Calculate multipliers and apply them to percent changes in word problems
- Bible: Luke 14:28
- Think carefully before making decisions; count the cost
Module 6
- Reverse percents in growth and decay
- Determine how to calculate the original when given a part and a percent
- Steps vary depending on increase or decrease
- Write equations that represent a given scenario
- Solve word problems to find the original price of objects
- Bible: Isaiah 40:8
- Things change over time, but God is always faithful
Module 7
- Mixing solutions with equations
- Different concentration combinations can be added together to create a desired concentration (in percent)
- Example: a 20% saltwater solution and a 30% saltwater solution can be combined at a 1:1 ratio to create a 25% solution
- Simplify equations
- Complete problems involving mixing solutions and define the ratios generated
- Bible: James 1:4
- Patience and perseverance shape our character over time
Module 8
- Budgeting with percents
- Budgeting helps us determine how we want to spend our income
- Parts of a budget can include needs (fixed expenses), wants, tithing, and savings
- Multiply income by the percent planned in the budget to get the dollar amount for the budget
- Create a sample budget
- Analyze the budget
- Revise the budget previously made because plans change
- Bible: Genesis 41:34–36
- Joseph saved crops during the years of plenty, which helped them in the years of famine
Module 9
- Comparing deals with the effective rate
- Financing a purchase often costs more in the long run.
- When given 2 options, calculate to determine the effective rate.
- Analyze given options to determine the better deal
- Bible: Proverbs 21:5
- The plans of the diligent lead to abundance; the plans of the hasty lead to poverty
Module 10
- Building a percent model project
- Calculate future costs of items that increase at a predictable rate
- Connect time and cost on a table as ordered pairs on a graph
- Complete tables using a rate increase and starting cost
- Use information from tables to graph the data
- Analyze cost comparisons
Step 6
Module 1
- Percents in algebra and functions
- Functions describe how one variable determines another
- Functions give us a general rule
- Steps to finding a function from given information
- Meanings of function equation variables
- Practice writing functions for each scenario
- Solve for the given values
- Use given information to calculate price
- Practice adding sales tax to a price to get a total
- Bible: John 3:30
- Selfishness and pride must shrink so Christ can grow in our lives
Module 2
- Growth and decay
- Describes how a quantity changes by a percent over time
- Growth = increase; decay = decrease
- How to use percent change formula
- Read growth and decay on a chart
- Find the percentage change between hours
- Plot a graph using percent-change information
- Answer questions based on percent change chart
- Bible: Revelation 2:4
- Identify ways to keep our faith from declining
Module 3
- Savings with compound interest
- Simple interest is earned on money you deposit
- Compound interest is calculated based on what you deposited plus any interest you already earned
- Compound interest formula
- Research savings accounts
- Answer the questions about savings accounts
- Explain compound interest
- Solve word problems by working out interest earned
- Analyze the graph and answer questions
- Practice substituting given information into the compound interest formula
- Explain why a lower interest rate could earn more money
- Bible: Matthew 25:21
- God calls us to be faithful stewards
Module 4
- Comparing loan costs
- When we borrow money, we pay interest
- Loan terms are the amount of time given for repayment
- Longer terms usually mean smaller payments
- Interest rate is how much the bank charges to borrow
- Simple interest formula: I = PRT
- Practice comparing loan options
- Complete a loan comparison table
- Explain the type of loan you would prefer and why
- Bible: Ephesians 2:8
- Grace is the opposite of interest
Module 5
- Percent claims in statistics
- Identify whether a percent increase or decrease is impressive
- Find percentages in a word problem to answer the questions
- Answer questions based on a nutrition label
- Bible: Ephesians 4:25
- God calls us to be honest in all areas
Module 6
- Understanding percentiles
- A percentile tells how something compares to a group
- Read bell curves
- Explain why the 75th percentile isn't the same as 75%
- Use bell curve information to answer questions
- Draw and label a bell curve
- Bible: 1 Samuel 16:7
- Comparison is not good; God looks at the heart
Module 7
- Geometric scaling
- How geometric figures can be scaled up or down using percentages
- A figure may change in length or height, but the area may not change the same amount
- Explain the importance of correct scaling
- Practice scaling figures by a given percent
- Determine how to scale volume based on given information
- Determine dimensions, volume, and scale percent
- Bible: Matthew 13:31–32
- God can multiply tiny beginnings into meaningful change
Module 8
- Probability as percent and risk
- Forecasts describe likelihood or probability
- Risk is about probability and consequence
- Decide if a percentage of rain makes it worth the risk to have a party
- Answer questions regarding risk for companies based on the provided information
- Weigh odds based on a video game win rate
- Bible: Proverbs 27:12
- A prudent person doesn't panic; they pay attention
Module 9
- Business percents
- The effect of discounts on profits
- Production costs
- Break-even means costs are covered but no profit is earned
- Revenue is how much is made
- Profit is revenue minus production costs
- Profit margin is found by dividing profit by revenue and multiplying by 100
- Practice calculating revenue, profit, and profit margin
- Explain each of the terms: break-even, profit, profit margin, revenue
- Bible: Proverbs 21:5
- Careful planning leads to steady growth
Module 10
- Decisions with percent reasoning
- Sometimes a choice that looks better at first glance does not stay better over time
- Choose between two job scenarios
- Complete a chart to compare job offers
- Determine the better sale deal
- Determine the better bank option
- Bible: John 7:24
- First impressions can be false or misleading; pray and use discernment before reaching a conclusion